Terms of Service

About these terms

Quidough is a product of Cambridge Motion Ltd, a company registered in England and Wales (company no. 08115942, registered office 483 Green Lanes, London N13 4BS, United Kingdom), trading as "Quidough" ("Quidough", "we", "us"). By creating an account or using the app, you agree to these terms. If you don't agree, please don't use Quidough.

Who can use Quidough

You need to be at least 18 and able to enter a contract. You hold an account with a single email address, and you're responsible for what happens under your account.

Getting started

You create an account with your email address. From there you either start a household of your own, or join one you've been invited to – an invite from someone already using Quidough takes you straight in.

Your account and security

You sign in without a password – with a one-time code sent to your email, or through your Google account. Your email and Google accounts are the keys to Quidough, so keep them secure. Tell us promptly if you think someone else has got into your account. You're responsible for activity under your account and for the people you invite into your household.

Households and sharing

A household is a shared space you keep your money in with the people you invite. A few things to understand:

• Everyone in a household can see and edit everything in it – accounts, transactions, budgets, and categories. Membership is what grants access.
• There's always exactly one owner, who can invite people and remove a member. Owner labels elsewhere are about organization, not access.
• You're responsible for who you invite. Only invite people you're happy to share your household's finances with.
• When people join, leave, or a household changes hands, data is handled as described in how Quidough works – for example, a departing member's own accounts are archived (history kept), not deleted.

Paying for Quidough

Quidough starts with a free month, and it doesn’t ask for a card. Nothing is charged while it runs, and it doesn’t turn into a subscription on its own – when it ends, you decide.

After that Quidough is a subscription, paid yearly or monthly, whichever you pick. One subscription covers the whole household, however many people are in it; the person who sets it up is the one who pays. Current prices are on our pricing page, and the amount is shown before you confirm anything.

Payments are taken by Paddle, who act as the seller of record: they process the payment, handle the tax wherever you live, and send your receipt. We never see or store your card – see the Privacy Policy.

A subscription renews automatically at the end of each period until you cancel. You can cancel at any time from inside Quidough. Canceling stops the next payment and nothing else: you keep Quidough until the end of the period you have already paid for. You can switch between yearly and monthly whenever you like; that takes effect straight away, and time you have paid for but not used becomes credit against future payments rather than being lost.

If a payment fails, nothing stops working that day. We tell you, we try again over the days that follow, and you can update your card in the meantime. Access only ends if it is never resolved – and then the data is kept for the 90 days described above.

If we ever change the price, we’ll tell you before it takes effect, so you can decide whether to carry on. Refunds, and your 14-day right to change your mind, are set out in our Refund Policy.

Using Quidough responsibly

Quidough is for tracking your own household's money. Please don't:

• break the law with it, or use it for someone else's data without their say-so;
• try to break, overload, probe, or reverse-engineer the service, or get around its security;
• resell or offer the service to others as if it were your own.

Your data and content

The financial data you add is yours. You're responsible for it being accurate – Quidough records and organizes what you enter; it doesn't fetch it from your bank. You can export all of it, or delete your account, whenever you want.

We handle your data as set out in the Privacy Policy: we never sell or share it, and no bank aggregator sits in the data path.

Quidough is not financial advice

Quidough shows you your own numbers – balances, budgets, reports, and currency conversions – to help you see where things stand. It is not financial, investment, tax, or legal advice, and it doesn't tell you what to do with your money. For advice about your situation, speak to a qualified professional.

We work hard to be accurate – for instance, Quidough leaves a figure out and tells you rather than showing a guess when it can't be worked out fully. Even so, please check anything important before you rely on it.

Availability and changes to the service

We aim to keep Quidough available and dependable, but we can't promise it will never be down for maintenance or beyond our control. We may add, change, or retire features over time. If we ever plan a change that materially reduces what you're paying for, we'll give you reasonable notice.

Suspending or ending your account

You can leave whenever you like by deleting your account. We may suspend or close an account that breaks these terms or is used unlawfully – normally with notice where we reasonably can. If your account ends, you can export your data first; afterward it's handled as described in the Privacy Policy.

A household can also simply lose access – its free trial runs out, its subscription ends, or a paused subscription is never picked back up. That doesn't delete anything on its own. The household's data stays exportable, and we keep it for 90 days before deleting it, as set out in the Privacy Policy.

Our responsibility to you

Quidough is provided with reasonable care and skill. To the extent the law allows, we don't accept liability for losses we couldn't reasonably foresee, or for decisions you make based on figures you're responsible for keeping accurate. Nothing here limits any liability that can't be limited by law, including your statutory rights as a consumer.

Changes to these terms

We may update these terms as Quidough grows. When we do, we'll tell you about significant changes rather than slipping them in quietly. Carrying on using Quidough after a change means you accept the updated terms.

Governing law

These terms are governed by the laws of England & Wales, and disputes fall to the courts of England & Wales – without affecting any consumer-protection rights you have where you live.

Contact

Questions about these terms: hello@quidough.com, or write to Quidough, 483 Green Lanes, London N13 4BS, United Kingdom.